Hey guys

After having finished Stephanous Quaine, ok almost finished, I'm now working on his daughter.
She's got a carrot up her ass, which means in my dialect that she's rock hard on her Loyal Good code of honor and crap.
Thing is though - I
hate Paladins.
I opened my trusty Player's Manual, and compared a level 8 Paladin to a level 8 Fighter 4/Cleric 4... and it seems the multiclass character is stronger.
Ok, the Paladin's got a nicer attack bonus, but the multiclass has better saves, and much more appreciable combat and magic skills....
So what I'm asking is this;
> Is the Paladin class really that shoddy?
> Am I missing something?
> Would a multiclass really be a better option for my character?
Eventually, if you guys have any ideas you think'd be interesting for her, I'm always taking

P.S; Her name's Catleia Quaine, but don't get on her wrong end (like Caihlem always does =D )